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Get startedWhat is TilcAI

Infrastructure for commerce between AI agents, people and businesses. Connect an intent to rules, authorization and verifiable payments…

Get startedQuickstart

Connect your backend and discover its routes before preparing a payment. This example only reads health and routes. It does not create …

Get startedFrom intent to receipt

A purchase and a payment have different lifecycles. TilcAI aims to connect them while distinguishing authorization, settlement and fulf…

IntegrateSDK · TypeScript

A Node.js client for payments, accounts, vault, monitoring and x402. ESM and CommonJS, typed, with no required runtime dependencies. ti…

IntegrateMCP for agents

Expose TilcAI payments to an MCP client. The stdio server talks to the API; the wallet signs outside TilcAI MCP. tilcai-mcp · v0.2.0 · …

IntegrateHTTP API

Reference for routes implemented in tilcai-infrastructure. Availability depends on your instance environment and enabled modules. Authe…

ConceptsArchitecture

Three planes separate conversation, authority and financial execution. The model helps with intent; rules and the signer control money.…

ConceptsBusinesses and offers

The business retains authority over pricing, availability and fulfillment. The buyer agent does not invent an offer. A verifiable offer…

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What is TilcAI

Reviewed 20 Oct 2026·2 min

Infrastructure for commerce between AI agents, people and businesses. Connect an intent to rules, authorization and verifiable payments.

TilcAI is building the components an assistant needs to discover, quote and purchase with limited authority. Financial rails have functional evidence; connecting catalog, offer, approval, payment and fulfillment remains in integration. The complete purchase flow is not enabled.

Capability status

Evidence available as of 1 November 2026
CapabilityStatus and scope
CCTP · Avalanche → StellarTested on testnet and mainnet. A 1 USDC payment and subsequent Vaquita funding were also recorded on 10 October.
Monad TestnetIntegrated into the API, worker, accounts and vault. The team log records 0.01 USDC payments and a 0.5 USDC disbursement.
Backend operationsFail-closed start on keys that do not sync, /ready separate from /health, and monitor retention without silent losses: implemented and tested, under review (tilcai-infrastructure PRs #43, #44 and #45). Single writer on Cloud Run: analysed, pending staging (PR #46).
SDK · MCP · APINode.js SDK 0.1.0 and MCP 0.2.0. The SDK supports Monad; the published MCP retains the Avalanche → Stellar route.
Smart accountsPasskeys verified on testnet. Additional mainnet deployments are team-confirmed; public addresses and verification remain pending.
QR · BsBank API access reported by the team; QR generation under testing. The backend retains a mock. Fiat → USDC conversion remains in integration.
Identity and reputationIdentity and validation are part of the control design. Reputation and budgeted delegation remain in development.

Choose your integration

SDK for applications · MCP for agents · HTTP API

Availability depends on your instance. Check /health and /v1/routes before integrating.

TilcAI Docs · 20 Oct 2026Sources and versions ↗