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Get startedWhat is TilcAI

Infrastructure for commerce between AI agents, people and businesses. Connect an intent to rules, authorization and verifiable payments…

Get startedQuickstart

Connect your backend and discover its routes before preparing a payment. This example only reads health and routes. It does not create …

Get startedFrom intent to receipt

A purchase and a payment have different lifecycles. TilcAI aims to connect them while distinguishing authorization, settlement and fulf…

IntegrateSDK · TypeScript

A Node.js client for payments, accounts, vault, monitoring and x402. ESM and CommonJS, typed, with no required runtime dependencies. ti…

IntegrateMCP for agents

Expose TilcAI payments to an MCP client. The stdio server talks to the API; the wallet signs outside TilcAI MCP. tilcai-mcp · v0.2.0 · …

IntegrateHTTP API

Reference for routes implemented in tilcai-infrastructure. Availability depends on your instance environment and enabled modules. Authe…

ConceptsArchitecture

Three planes separate conversation, authority and financial execution. The model helps with intent; rules and the signer control money.…

ConceptsBusinesses and offers

The business retains authority over pricing, availability and fulfillment. The buyer agent does not invent an offer. A verifiable offer…

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Concepts

Architecture

Reviewed 20 Oct 2026·2 min
Infrastructure planesTilcAI
  1. 01 / Communication
    MCPSDKHTTP API
  2. 02 / Authority and control
    Tenant + policiesAuthorizationQuote
  3. 03 / Financial execution
    CCTP / x402OZ RelayerStellar / EVM
SQLite · Persisted states + worker + reconciliation

Three planes separate conversation, authority and financial execution. The model helps with intent; rules and the signer control money.

Responsibilities and dependencies

Component map
ComponentResponsibility
MCP / SDK / HTTPIntegration entry points; they do not replace the signer.
API · tenantsAuthentication, scopes, quotes, attempts and accounts.
Worker · SQLitePersisted states, resumption and reconciliation of payments and disbursements.
OpenZeppelin Relayer · RedisTransaction submission and sponsored gas. Redis belongs to relayer operations.
Circle CCTP V2 · IrisNative USDC burn, attestation and mint.
Stellar / EVMExecution and on-chain evidence; not equivalent to commercial confirmation.
Business / fiat providerExternal source of inventory, price, bank payment and fulfillment.

Repositories and boundaries

tilcai-core defines shared contracts and policies; tilcai-infrastructure implements the backend and adapters; tilcai-sdk and tilcai-mcp consume it; tilcai-cctp-engine is a route laboratory; tilcai-web documents and monitors.

Availability depends on your instance. Check /health and /v1/routes before integrating.

TilcAI Docs · 20 Oct 2026Sources and versions ↗